Business Insurance Coverages
Depending on your business, your insurance program may include one or several types of coverage.
- Commercial Auto Insurance
- Coverage for automobiles, trucks, vans and other vehicles owned or used by your business.
- General Liability Insurance
- Protection for many common third-party bodily injury and property damage claims arising from your business operations.
- Workers' Compensation Insurance
- Coverage designed to protect employees who are injured on the job while helping employers meet applicable workers' compensation requirements.
- Commercial Property Insurance
- Coverage for buildings, business personal property, equipment, inventory and other property your business owns or uses.
- Inland Marine Insurance
- Coverage for tools, equipment and other property that may travel away from your primary business location or require specialized protection.
- Professional Liability & Errors and Omissions
- Coverage for businesses that may face claims involving professional services, advice, errors or alleged failure to perform professional duties.
- Commercial Umbrella & Excess Liability
- Additional liability protection that may extend above the limits of certain underlying commercial insurance policies.
- Business Interruption
- Coverage that may help replace lost business income and certain continuing expenses following a covered loss.
- Bonds
- We can assist with a variety of commercial and surety bond needs, depending on your business and the requirements of the organization requesting the bond.
Every business is different. The best way to determine what coverage you need is to talk with someone who understands commercial insurance. Call Schramm, Tingen & Associates at (919) 387-0833 or request a business insurance quote online.
