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24/7 Disaster Response # 877-557-7911

Foreign Drivers & DWI Programs

Foreign Driver Inexperienced Operator Program

Moving to a new country is both exciting and overwhelming. Sometimes you may feel as if you are completely starting over. Many challenges can face you when finalizing your move, so don’t let your auto insurance be one of them.

If you have less than three years of driving experience in the United States, you will find that auto insurance is rather expensive. At Schramm, Tingen & Associates, we can help by finding you affordable and reliable auto insurance. Our insurance carriers offer programs that recognize your driving experience in your home country, often resulting in a discounted rate.

If you have at least three years of driving experience in your home country, and can provide official documentation of this, you will likely qualify for one of our carriers’ Foreign Operator Programs. These programs offer the ability to receive full experience credit for your foreign driving experience.  Whether you need liability coverage only, or full coverage with comprehensive and collision protection, this may be the plan you have been looking for.


DWI Program

At Schramm, Tingen & Associates, we believe in second chances. After a DWI, you will be confronted with many challenges. Obtaining affordable and reliable auto insurance is one of them. If this is your first offense, you are likely eligible for a policy with National General Insurance Company.

National General Insurance Company offers some of the most competitive rates for first-time offenders. They also offer many flexible payment plans to fit your budget. If you have had a recent DWI arrest, and are trying to get back on the road, this may be the policy you have been looking for.